Frequently asked questions.

Timelines vary depending on your credit profile and goals. Many clients engage for 6–12 months. There are no guaranteed timelines.

We prepare dispute correspondence to the credit bureaus and, where applicable, furnishers. The bureaus investigate and respond within their statutory timeframes (generally 30–45 days).

We do not and cannot guarantee any specific score change. Any score movement depends on your unique profile, credit behavior, and the outcome of disputes.

After enrollment you'll receive an email to activate your secure Credit Repair Cloud client portal, where you can upload documents and track progress.

Payments are handled securely through Stripe. Your subscription begins after your service agreement is signed and enrollment is completed. You may cancel at any time subject to the terms of your agreement.

No. No credit repair organization can legitimately guarantee the deletion of any account. Outcomes depend on the response of the bureaus and furnishers.

Yes. You may cancel your contract without penalty or obligation at any time before midnight of the third business day after signing, and you may cancel your monthly service thereafter subject to the terms of your agreement.

No. We are a credit consulting firm. We do not provide loans and do not guarantee funding, credit approvals, or specific financial outcomes.